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Pomeranian Down, Costs Up

by guest blogger on 07/24/2012

As all of you hard-core pet people know, your dog or cat is part of your family--your inner circle, just like your spouse, your kids, or your best friend. When he or she is hurting, it's painful and you want to do anything and everything you can to help.

Not long ago Lacy, my eight-year-old, frisky, blonde, Pomeranian pal hurt her back. She'd done it before--usually from turning herself inside-out with excitement when I got home from work--but this was different. She didn't respond to the pain or inflammation medications that had worked before or even to the stronger potions prescribed by her veterinarian. After a few days, it was evident that this was serious.

A trip to my trusted pet doctor a week after the trouble began resulted in a myelogram--a dye-based X-ray which revealed what I really didn't want to hear. Lacy had ruptured a disc and the pressure on her spinal cord had her hunched up like a Halloween cat. The good news was that it was fixable. The bad news was that the surgery she needed would cost nearly $3,000.

Like many people, I had a lot of not much money at that moment. With a son in college, car bills, two mortgage payments, and other financial facts-of-life putting pressure on my wallet, things were tight. On top of it all, I was still recovering from an unanticipated late-life career change, a divorce, and related trials and tribulations that had occurred just months earlier. The timing couldn't have been worse.

But Lacy was my buddy, my pal, my sidewinder. She had been with me through thick and thin--by my side when I was down and feeling unloved and underappreciated. So there was really never any question about what I had to do, I just didn't have the cash on hand to do it. Thankfully, I knew about a company called CareCredit which provides extended no-interest payment options to pet owners just like me for situations just like this.  

I'm a very credit-cautious person, well acquainted with the dark side of credit card debt. But through one of the CareCredit programs, I was able to get Lacy the care she needed and the time I needed to deal with the costs. For me, it was a godsend. Sure, it meant curtailing discretionary expenses for a few months, but that was a small price to pay to get my little pal healthy and on all fours again.

Thanks to all the great doctors, veterinary technicians, and others who cared for Lacy, and thanks to the payment buffer which I was able to take advantage of, today Lacy is good as new--better, in fact. We're more careful about jumping and wigglin' around, but she's still here to brighten my life and I'm grateful for that. Where there's a will, there's a way. I believe that, but know that none of this would have been possible without the love and attention of many caring professionals. My thanks to everyone who helped make this a happy ending.  

ABOUT THE GUEST BLOGGER

Dan McGaw manages AAHA's Preferred Provider Programs. He lives in Highlands Ranch, Colorado with his son and favorite pet, Lacy. Dan is a long-time pilot with a life-long passion for aviation, boating, the outdoors, and, of course, animals. Prior to joining the AAHA staff, Dan worked for the Boeing company.

Comments (2) -

Kathleen   McGaw
Kathleen McGaw United States
7/24/2012 1:01:06 PM #

    What a great article , and hope for all pet owners who need the information.
Of course, this is both a Mother's view as well as a Pet Owner's.
Well stated--I didn't know Dan had this particular skill, altho' he writes just
as he talks--clearly, definitively, and with ideas in sequence. I am justifiably
proud that among all his other talents,this has emerged. Thanks   AAHA.

Liane Mercer
Liane Mercer United States
7/24/2012 2:11:26 PM #

Thank you, Dan, for taking the time to write an article that could save many people money, but as importantly,the awful heartache of loosing one's best furry friend/"baby". I've seen information about pet insurance, but didn't know about Carecredit. Vet offices display info about insurance, but I don't remember seeing, or being told about, this other option. Is it something that is just  commonly mentioned more in an emergency/specialist's office? My Pom had Congestive Heart Failure and although I was handling the cost of two medications, it could have become beyond my means if she had lived longer than the two years she was taking them. If nature hadn't run it's course and
and taken her peacefullly in her sleep, I would have gone to any lenghts to have been able to have her with me longer, and obviously Creditcare might have helped. With this option, I might be able to consider another pet. The loss of such a precious being in one's life is devastating. This info should be advertised every where. I'm so glad for you that your darling little Lacy is still bring ing you and the world her obvious charm and love. Thanks for such valuable information.

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NOTE: The views and opinions expressed by anyone posting on the “Veterinary Expert Blog” do not state or reflect those of AAHA. Content provided on HealthyPet.com, including the veterinary blogs and Ask-a-Veterinarian entries, is meant for educational purposes on health care and medical issues that may affect pets and should never be used to replace professional veterinary care from a licensed veterinarian. This site and its services do not constitute the practice of any veterinary medical health care advice, diagnosis or treatment.
 
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